Modern data platforms, credit risk analytics, and production AI/ML for regulated and data-intensive organisations. We don't consult on what we've never shipped.
Risk and compliance teams demand bulletproof governance. Business and data teams demand speed. Most projects never reach production.
Three things make this practice different from the consultancies and the vendors competing for the same brief.
Advisory, foundations, decisions, and production AI — the four surfaces a serious data programme has to get right. Each links into the depth of our solutions.
The leap from a roadmap on a slide to a system in production. The work looks different in each; the discipline is the same.
Banks, fintechs, credit bureaus, regulated lenders, insurers. Bayan-built. Equifax-trained. Spectral-shipped.
Series A–C startups going to enterprise. Production ML, fractional senior data leadership, governance for enterprise sales.
Healthcare, energy, public sector, mid-market. Cross-sector financial-modelling depth applied to data-intensive operations.
Outcomes from work shipped in regulated, national-scale environments — the kind of evidence your board and your regulator will both ask to see.
The fastest paths into the practice — from a two-week senior read to a multi-month fractional CDO retainer. See all five productised engagements.
2 weeks
Two weeks. A senior assessment of your data, AI, or risk programme — the way a CDO would diagnose it from the inside. You walk away with a 10-page report, an opportunity map, and three quick-win recommendations.
USD $2,500 introductory (first 3 only) / $5,000 standard
4 weeks
Four weeks. A comprehensive maturity audit covering governance, platform fitness, AI readiness, and regulatory exposure. 25-page deliverable, 90-day roadmap, executive workshop. The audit your board needs before signing off on the next data investment.
USD $10,000–$12,000
Monthly retainer
Senior data leadership without the full-time hire. 8–12 days a month: team management, stakeholder representation, build oversight, regulator-facing accountability. The CDO function, on retainer.
USD $10,000–$18,000 / month
3-month minimum
Where do you stand against the frameworks that matter? Each assessment produces a benchmarked maturity score and a gap analysis you can share with your team.
Personalised maturity score
Scored across every dimension of your operating model, not a one-number summary.
Gap analysis
Surfaced against the regulator's framework, not against the average peer.
Roadmap recommendations
Prioritised by impact and sequenced for delivery — not a generic best-practice list.
BCBS 239 · SR 26-2 · DAMA-DMBOK
Benchmark your credit-risk data governance against BCBS 239, the U.S. Federal Reserve's SR 26-2 model risk supervisory letter, and DAMA-DMBOK. The assessment scores your maturity across 12 dimensions and produces a gap analysis you can share with your audit committee.
EU AI Act · NIST AI RMF · ISO/IEC 42001 · SR 26-2
Where do your AI/ML practices stand against the EU AI Act's high-risk classification, NIST AI RMF, ISO/IEC 42001, and SR 26-2 model risk management? Fourteen questions to a benchmarked score plus a roadmap to close the gaps your next enterprise procurement will ask about.
KSA PDPL · GDPR · UK GDPR · AU Privacy Act · India DPDPA · CCPA/CPRA
Multi-regime readiness in one assessment — KSA PDPL, GDPR, UK GDPR, AU Privacy Act, India DPDPA, and CCPA/CPRA. Twenty-two questions; a benchmarked maturity score and a remediation map across every regime that touches your data.
We give independent advice to help you choose the right data, AI, and risk technology for your business — not the one that pays a referral fee. We work fluently across the modern data stack because we've shipped it in production at national scale. But we don't sell it.
200-rule data quality framework aligned to BCBS 239 — board-signed, audit-ready, in-production within 12 weeks.
Cut decision turnaround from 90 minutes to 15 with a streaming-first architecture, fully audited to the general ledger.
Built a national credit scoring system on fragmented data — Gini 0.85, IFRS 9-aligned, regulator-reviewed.
Take a free assessment to benchmark where you stand — or book a 30-minute discovery call to talk through your specific challenge.
